Royal London finds hotch-potch of care funding
Responses to a Freedom of Information request to local authorities show wide variation in care funding arrangements, says insurance company Royal London.
Of 150 local authorities contacted, 125 responded, showing a huge variation in both the amount councils will pay towards care home costs, and the extent to which people have to ‘haggle’ with their local authority to get a good deal.
Royal London says elderly people who enter care in a ‘crisis’ situation and do not have family members to advocate on their behalf could lose out when it comes to negotiating care fee packages.
The research identified three different approaches taken by local authorities to funding care:
- Authorities which have a fixed ceiling for care home funding which they will not exceed, regardless of actual care costs;
- Authorities which have a published ceiling but which regularly exceed it on a case-by-case basis;
- Authorities which say they have no set fee limit but negotiate each placement on a case-by-case basis.